Financial & Insurance Services Across South Africa

Explore needs-based guidance for life, healthcare, retirement, personal assets and business risks from Sonet Schoeman Brokers CC, available to clients nationwide.

Savings

Endowments

  • Education policies
  • Short-term saving policies
  • Tax-free savings plans
  • Unit trusts

Investments

Investment Options

  • Lump-sum investments
  • Lump-sum unit trusts
  • Fixed-term investments
  • Open plan investments

Wills & Trusts

Document Setup & Processing

  • Last Will & Testament
  • Living Wills
  • Trusts
Guidance and processing

Car & Household Insurance

Personal lines (short-term insurance)

Buildings

  • Building cover

Contents

  • Contents cover

Vehicles

  • Motor vehicles
  • Motorbikes
  • Motor boats
  • Quad bikes
  • Trailers
  • Jet Skis

All Risks

  • Jewellery
  • Cell phones
  • Cameras
  • Laptops
  • Other portable valuables

Income Protection

Protect your income and lifestyle

Benefits

  • Disability benefits
  • Physical impairment
  • Functional impairment
  • Temporary income disability benefit
  • Retrenchment
  • Trauma / Severe illness cover
  • Critical illness cover

Retirement Planning

Products

  • Retirement annuities
  • Living annuities
  • Preservation funds
  • Capital preservation plans

Medical Aid

Medical Aid Options

  • Hospital plans
  • Comprehensive cover (day-to-day included)
  • Scheme option guidance

Gap Cover

  • Cover considerations for certain eligible in-hospital shortfalls
  • Waiting periods, exclusions and limits may apply

Estate Agent Services

Property

  • Listing
  • Renting
  • Selling of properties

Life Cover

Life Solutions

  • Death cover
  • Funeral cover
  • Accidental death cover

Estate Planning

Analysis & Assistance

  • Portfolio analysis to determine estate shortfalls
  • Assistance with finalisation of estates

Commercial Insurance

Business cover (short-term insurance)

Liability & Property

  • Liability cover
  • Building cover
  • Contents cover

Vehicles & Plant

  • Vehicles, trucks, trailers, motorbikes
  • TLBs, tractors, etc.

Equipment & Stock

  • Electronics
  • Machinery
  • Stock

Other

  • Money
  • Glass
  • All Risks: laptops, phones, tablets, navigation systems, etc.

Specialist Cover

Additional cover for particular needs

Pet Insurance

  • Cover considerations for cats and dogs
  • Policy limits, exclusions and waiting periods

Travel Insurance

  • Emergency medical and travel-related benefits
  • Cancellation, luggage, exclusions and limits depend on policy terms

Vehicle Warranty Plans

  • Mechanical and electrical breakdown cover
  • Vehicle eligibility, waiting periods and benefit limits may apply

Public Liability Cover

  • Cover considerations for third-party injury or property damage
  • Suitable terms depend on the business, activity and risk

Not sure where to start?

Tell us about your needs and we will help you consider suitable options and important policy details.

Speak to a broker